Executory proceeding
For obligations backed by enforceable instruments. It is the shortest route when the documentation is in order.
When it appliesPromissory note, bill of exchange, secured contract
Not every portfolio can be recovered through negotiation. When the debtor stops responding, systematically breaks agreements, or the amount justifies the litigation investment, legal action stops being the last resort and becomes the right decision. We handle the entire process: from case assessment to enforcement of the judgment.
The route determines the time, the cost and the real likelihood of collecting.
For obligations backed by enforceable instruments. It is the shortest route when the documentation is in order.
When it appliesPromissory note, bill of exchange, secured contract
For documented obligations without an enforceable instrument, when the amount does not justify a lengthy proceeding.
When it appliesInvoices, account statements, emails
For cases that require a prior declaration of the right or that face a substantive dispute over the obligation.
When it appliesDisputed debt, challenged guarantees
Choosing the route is not a formality. That is why every case is assessed before filing suit: instrument, amount, documentation and traceable assets. If the case file will not hold up, we tell you.
Winning a lawsuit against a debtor with no assets is winning a piece of paper. The difference between a favorable judgment and money recovered almost always lies in precautionary measures and when they are requested.
We pursue attachments and prohibitions on transfer of the identified assets at the right procedural moment, so the debtor’s estate is not emptied while the case moves forward. When the debtor has assets that are not visible at first glance, the case is supported by our asset tracing.
Every asset secured is an asset that can no longer be sold.

In every court case, JAMAIL™ reads the case data, keeps the procedural status up to date and tells you what happened, without waiting for the month-end report. Our lawyers litigate; JAMAIL™ makes sure nothing slips through the cracks.
Reviews every case in your portfolio to know where it stands and what comes next.
Each case is updated in your report as soon as there is any activity.
Drafts the communications for each case for the team to review and send.
You see the progress of every lawsuit in real time, without calling the lawyer.
Reviewed case files and updated procedural statuses.
Prepared case communications for review.
Updated with the latest activity in each case.
Four stages. The third one decides the outcome.
We review the instrument, the amount and whether the debtor has assets.
Executory, payment-order or ordinary, depending on what the case file can support.
Attachment and prohibition on transfer of assets, at the right procedural moment.
Judicial auction or settlement, and the money back in the portfolio.
The alert goes off ahead of time, not on the due date.
We monitor the critical deadlines in every case file centrally and with alerts, not at the discretion of the lawyer handling the case.
For a portfolio of hundreds of simultaneous cases, that operational difference is what separates a litigation operation that recovers money from one that merely piles up open lawsuits.
The most common complaint from risk departments is not knowing where their litigation portfolio stands. We solve it with access to information and real-time updates: procedural status of each case, upcoming steps, measures in place and recovery forecast.
And underneath it all, the portfolio audit that sets what to sue first, and the pre-legal collections that keep running in parallel while an agreement is still possible.
It depends on the amount, the quality of the documentation and whether the debtor has traceable assets. A lawsuit against an insolvent debtor with no assets is usually an expense, not an investment. That is why we assess every case before recommending legal action.
Yes. A portfolio written off for accounting purposes remains legally enforceable as long as the statute of limitations has not run. It is one of the segments where the most value is recovered, precisely because the institution has already given it up as lost.
That is the first thing we check. The portfolio audit identifies statute-of-limitations and nullity risks so we can prioritize the cases where there is still time to act.
Ecuador, Peru and Colombia, with our own lawyers in each country and a single case file for the creditor, with no correspondent firms.
International rankings and certifications audited by independent third parties back every action we take on your portfolio.

A distinction awarded from Paris. Each year it ranks the top asset recovery firms in Latin America.

One of the most influential legal directories in the world. Its ranking is built by interviewing each firm's clients.

International workplace culture certification. A stable team manages your portfolio better.

International anti-bribery standard, audited by an independent third party. Ethical, traceable management of every portfolio.
Talk to our specialists today.
Choose the country where your portfolio is and that office's team will assist you.